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FAQs
Answers to commonly asked questions.


Q: Who is AmeriPlan®?

A:  AmeriPlan® is a Nationwide Provider Access Organization. We arrange for our members to have access to physicians, ancillary services, hospital advocacy, dental, vision, prescription drug and chiropractic providers who have agreed to offer their services at negotiated discounts off their usual and customary fees. 

Q: What is AmeriPlan Dental® Care?

A:  AmeriPlan Dental® Care is a Discount Medical Program Organization that offers memberships in its discount dental program. Members can save 25% to 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 20 - 25%.

Since the dental program is not insurance or a health care organization, all ongoing dental problems are accepted except orthodontic treatment in progress. There are no deductibles, no claim forms to fill out and no limits on visits to your dentist.

Q:  How do I pay my Membership Fee? 

A:  Monthly or quarterly payments are made ONLY by electronic bank draft or by credit card. INVOICING IS DONE ONLY FOR ANNUAL MEMBERSHIPS PAID ONE YEAR IN ADVANCE. Individual membership is $11.95 per month and family membership is $19.95 per month. Family membership includes all residents in the household, including children, parents, relatives and significant others.

Q: How much more do the pharmacy, vision and chiropractic benefits cost?

A:  The prescription drug, vision and chiropractic benefits are absolutely FREE with the dental plan membership. 

Q:  Who are the Dental, Pharmacy, Vision and Chiropractic Care providers?

A:  AmeriPlan Dental® Care has assembled one of the largest networks of dental providers in the nation, and we are continually adding to this base. These dentists are well established, with successful dental practices. Our prescription card may be used at our participating pharmacies nationwide, as well as through mail order. The vision care benefits are available nationwide at more than 12,000 providers, and our chiropractic benefits may be used with more than 7,500 credentialed chiropractors. 

Q:  How do I use the benefits?

A:  Within 10 to 14 working days of receipt of your application, you will receive a Member Information Guide, Membership Identification Cards and a Dental, Pharmacy, Vision and Chiropractic Care Directory. Present your Identification Card to any AmeriPlan® provider and you will be eligible to get the discounted fees. You pay the provider at the time of service. 

Q:  How do I locate an AmeriPlan Health® provider?

A:  There are three ways to locate a provider. Instructions are included in the Member Information Guide that you will receive with your identification cards.
They are:

A directory of providers near your home is included in your Member Information Guide.
A provider locator is available at: www.ameriplanusa.com or www.ameriplanhealth.com
Call AmeriPlan Health® customer service at the listed number in your  guide.

Q: Are ongoing dental/medical problems (conditions) accepted? 

A:  Since AmeriPlan® is not insurance or a health organization, all ongoing dental/medical problems (conditions) are accepted except orthodontic treatment in progress 

Q:  Does this Medical Program (CDHC) coordinate with regular insurance plans?

A:  Yes it can, but it is always at the Doctor's discretion to accept both. As with our Dental Program (DVPC) benefits, your insurance should always be the primary payment form. 

Q:  How is the discounted fee calculated?

A:  Primary Care Physicians (General Practitioners) and Ancillary Services receive the 120% of their Medicare regional fees and Physician Specialists will receive the 130% of their Medicare regional fees. 

Q: Is the Medical Program (CDHC) contract on an annual basis and cancelable at any time, like the Dental Program (DVPC)?

A:  Yes. 

Q:  How does the Hospital Advocacy Program work?

A:  The Hospital Advocacy Program negotiates with the hospital based on the member's ability to pay.


MORE DENTAL PLAN QUESTIONS

Q: How does the plan work?

A: With your Dental Plan membership, you will have access to dental providers who have agreed to offer their services at negotiated discounts off of what they usually charge. For the same quality care, you pay members-only discounted prices at the time of service. No claim forms are needed.

Q: How soon can I use the dental benefits?

A: Once you sign up online or over the phone, your membership will be activated the same day. You then become eligible for all dental benefits. All ongoing dental/medical problems are accepted, except for orthodontic treatment in progress.

Q: How do I Sign Up or sign up?

A: For your convenience, we take applications online 7 days a week, 24 hours a day - Click here to Sign Up now. We use the most sophisticated methods of encryption available so that your application will be safely submitted via secure servers.


Q: How much discount do members get on dental fees?

A: Members save 25% - 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 25%.

Q: Are there any limits on the type of services covered?

A: There are no limits whatsoever. There are no yearly maximums. You can go to the dentist as often as you like and always get services you need at discounted prices.

Q: How do I find a plan dentist in my area?

A: To find a dentist online, please click on the "Locate a Provider" link in the top navigation menu bars. Nationwide, there are more than 25,000 dental providers, 50,000 pharmacies, 12,000 vision care providers and 7,000 chiropractors on our plan.

Q: What if I move? What if I or someone in my household travels out of state? Can we still use the Plan?

A: Yes, anyone covered by the Plan can use his or her Plan benefits with all providers in our nationwide network - regardless of his or her state of residence. AmeriPlan® providers are available US nationwide (except Alaska), in the Virgin Islands and Puerto Rico.

Q: What if I want to go to a specific dentist who is currently not within your network?

A: You will enjoy the Plan discounts only when you see a dentist within our network. You may choose to refer your dentist to join the AmeriPlan® network. Please email us for details. Please be assured that all dentists currently within our network are fully credentialed. Their offices have been inspected and comply with AmeriPlan®'s high standards.

Q: Is this a legitimate Dental Plan?

A: This Plan is offered by AmeriPlan® Corporation, a ten-year old corporation headquartered in Dallas, Texas. There are over 1 million lives covered by this Plan nationwide. AmeriPlan® is the largest and best known discount dental plan administrator that markets its plan directly to individual consumers.
AmeriPlan® is a member in good standing with the United States Chamber of Commerce, the American Academy of Group Dental Practices, the National Association of Dental Plans, the National Association of Provider Access Organizations, the Better Business Bureau of Dallas and the Texas Retailer's Association.

Q: How much is the dental plan membership fee?
A: Individual membership is only $11.95 per month. An entire family membership is $19.95 per month! Family membership covers all residents in the household including parents, children, relatives, significant others, and all permanent residents of the household.
You will also be put on the Prescription Drug, Vision and Chiropractic plans absolutely FREE with the Dental Plan membership. There is a one-time only $20 application fee.

Q: Please explain your 100% satisfaction guarantee.

A: If you use any of your AmeriPlan® benefits within thirty days from the date you receive your membership cards and you do not receive the promised savings, send in a copy of your receipt from the provider, and you will receive a full refund of membership fees.

Q: Is this dental insurance?

A: No. This is a non-insurance, reduced fee-for-service Dental Plan. Members receive discounts based on our group's aggregated purchasing power. The out-of-pocket payments you make to the dentist are based on a members-only discounted fee schedule. Other advantages of being our Dental Plan member is that there is no waiting periods, no deductibles, no claim forms, no age limits. All ongoing dental/medical problems are accepted except orthodontic treatment in progress.

Q: I already have dental insurance through work. Can I still Sign Up for this Plan?

A: Yes, you can Sign Up and use this Dental Plan even if you are a member of other Dental Insurance Plans. As an example, the additional benefits of our Plan will help to reduce your out-of-pocket expenses substantially when your insurance benefits have been exhausted. Read member testimonials.

Q: How much more do the Prescription Drugs, Vision and Chiropractic Plans cost?

A: The Prescription Drug, Vision, and Chiropractic Plans are absolutely FREE with the Dental Plan Membership.

Q: Who are the Dental, Prescription Drugs, Vision, and Chiropractic Care providers? How large is your provider base?

A: Your membership welcome package will contain a directory of the providers. Nationwide, there are more than 25,000 dental providers, 50,000 pharmacies, 12,000 vision care providers and 7,000 chiropractors on our plan.

Q: Will I be sent a membership information package? What type of customer support do you offer to members?

A: Within 10 to 14 working days of receipt of your application you will receive a Membership Information Guide, Membership Identification Cards, and a Dental, Pharmacy, Vision and Chiropractic Care Directory. All members can also access a toll free members' support hotline with customer service representatives who are ready to help you out.
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FAQs
Answers to commonly asked questions.


Q: Who is AmeriPlan®?

A:  AmeriPlan® is a Nationwide Provider Access Organization. We arrange for our members to have access to physicians, ancillary services, hospital advocacy, dental, vision, prescription drug and chiropractic providers who have agreed to offer their services at negotiated discounts off their usual and customary fees. 

Q: What is AmeriPlan Dental® Care?

A:  AmeriPlan Dental® Care is a Discount Medical Program Organization that offers memberships in its discount dental program. Members can save 25% to 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 20 - 25%.

Since the dental program is not insurance or a health care organization, all ongoing dental problems are accepted except orthodontic treatment in progress. There are no deductibles, no claim forms to fill out and no limits on visits to your dentist.

Q:  How do I pay my Membership Fee? 

A:  Monthly or quarterly payments are made ONLY by electronic bank draft or by credit card. INVOICING IS DONE ONLY FOR ANNUAL MEMBERSHIPS PAID ONE YEAR IN ADVANCE. Individual membership is $11.95 per month and family membership is $19.95 per month. Family membership includes all residents in the household, including children, parents, relatives and significant others.

Q: How much more do the pharmacy, vision and chiropractic benefits cost?

A:  The prescription drug, vision and chiropractic benefits are absolutely FREE with the dental plan membership. 

Q:  Who are the Dental, Pharmacy, Vision and Chiropractic Care providers?

A:  AmeriPlan Dental® Care has assembled one of the largest networks of dental providers in the nation, and we are continually adding to this base. These dentists are well established, with successful dental practices. Our prescription card may be used at our participating pharmacies nationwide, as well as through mail order. The vision care benefits are available nationwide at more than 12,000 providers, and our chiropractic benefits may be used with more than 7,500 credentialed chiropractors. 

Q:  How do I use the benefits?

A:  Within 10 to 14 working days of receipt of your application, you will receive a Member Information Guide, Membership Identification Cards and a Dental, Pharmacy, Vision and Chiropractic Care Directory. Present your Identification Card to any AmeriPlan® provider and you will be eligible to get the discounted fees. You pay the provider at the time of service. 

Q:  How do I locate an AmeriPlan Health® provider?

A:  There are three ways to locate a provider. Instructions are included in the Member Information Guide that you will receive with your identification cards.
They are:

A directory of providers near your home is included in your Member Information Guide.
A provider locator is available at: www.ameriplanusa.com or www.ameriplanhealth.com
Call AmeriPlan Health® customer service at the listed number in your  guide.

Q: Are ongoing dental/medical problems (conditions) accepted? 

A:  Since AmeriPlan® is not insurance or a health organization, all ongoing dental/medical problems (conditions) are accepted except orthodontic treatment in progress 

Q:  Does this Medical Program (CDHC) coordinate with regular insurance plans?

A:  Yes it can, but it is always at the Doctor's discretion to accept both. As with our Dental Program (DVPC) benefits, your insurance should always be the primary payment form. 

Q:  How is the discounted fee calculated?

A:  Primary Care Physicians (General Practitioners) and Ancillary Services receive the 120% of their Medicare regional fees and Physician Specialists will receive the 130% of their Medicare regional fees. 

Q: Is the Medical Program (CDHC) contract on an annual basis and cancelable at any time, like the Dental Program (DVPC)?

A:  Yes. 

Q:  How does the Hospital Advocacy Program work?

A:  The Hospital Advocacy Program negotiates with the hospital based on the member's ability to pay.


MORE DENTAL PLAN QUESTIONS

Q: How does the plan work?

A: With your Dental Plan membership, you will have access to dental providers who have agreed to offer their services at negotiated discounts off of what they usually charge. For the same quality care, you pay members-only discounted prices at the time of service. No claim forms are needed.

Q: How soon can I use the dental benefits?

A: Once you sign up online or over the phone, your membership will be activated the same day. You then become eligible for all dental benefits. All ongoing dental/medical problems are accepted, except for orthodontic treatment in progress.

Q: How do I Sign Up or sign up?

A: For your convenience, we take applications online 7 days a week, 24 hours a day - Click here to Sign Up now. We use the most sophisticated methods of encryption available so that your application will be safely submitted via secure servers.


Q: How much discount do members get on dental fees?

A: Members save 25% - 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 25%.

Q: Are there any limits on the type of services covered?

A: There are no limits whatsoever. There are no yearly maximums. You can go to the dentist as often as you like and always get services you need at discounted prices.

Q: How do I find a plan dentist in my area?

A: To find a dentist online, please click on the "Locate a Provider" link in the top navigation menu bars. Nationwide, there are more than 25,000 dental providers, 50,000 pharmacies, 12,000 vision care providers and 7,000 chiropractors on our plan.

Q: What if I move? What if I or someone in my household travels out of state? Can we still use the Plan?

A: Yes, anyone covered by the Plan can use his or her Plan benefits with all providers in our nationwide network - regardless of his or her state of residence. AmeriPlan® providers are available US nationwide (except Alaska), in the Virgin Islands and Puerto Rico.

Q: What if I want to go to a specific dentist who is currently not within your network?

A: You will enjoy the Plan discounts only when you see a dentist within our network. You may choose to refer your dentist to join the AmeriPlan® network. Please email us for details. Please be assured that all dentists currently within our network are fully credentialed. Their offices have been inspected and comply with AmeriPlan®'s high standards.

Q: Is this a legitimate Dental Plan?

A: This Plan is offered by AmeriPlan® Corporation, a ten-year old corporation headquartered in Dallas, Texas. There are over 1 million lives covered by this Plan nationwide. AmeriPlan® is the largest and best known discount dental plan administrator that markets its plan directly to individual consumers.
AmeriPlan® is a member in good standing with the United States Chamber of Commerce, the American Academy of Group Dental Practices, the National Association of Dental Plans, the National Association of Provider Access Organizations, the Better Business Bureau of Dallas and the Texas Retailer's Association.

Q: How much is the dental plan membership fee?
A: Individual membership is only $11.95 per month. An entire family membership is $19.95 per month! Family membership covers all residents in the household including parents, children, relatives, significant others, and all permanent residents of the household.
You will also be put on the Prescription Drug, Vision and Chiropractic plans absolutely FREE with the Dental Plan membership. There is a one-time only $20 application fee.

Q: Please explain your 100% satisfaction guarantee.

A: If you use any of your AmeriPlan® benefits within thirty days from the date you receive your membership cards and you do not receive the promised savings, send in a copy of your receipt from the provider, and you will receive a full refund of membership fees.

Q: Is this dental insurance?

A: No. This is a non-insurance, reduced fee-for-service Dental Plan. Members receive discounts based on our group's aggregated purchasing power. The out-of-pocket payments you make to the dentist are based on a members-only discounted fee schedule. Other advantages of being our Dental Plan member is that there is no waiting periods, no deductibles, no claim forms, no age limits. All ongoing dental/medical problems are accepted except orthodontic treatment in progress.

Q: I already have dental insurance through work. Can I still Sign Up for this Plan?

A: Yes, you can Sign Up and use this Dental Plan even if you are a member of other Dental Insurance Plans. As an example, the additional benefits of our Plan will help to reduce your out-of-pocket expenses substantially when your insurance benefits have been exhausted. Read member testimonials.

Q: How much more do the Prescription Drugs, Vision and Chiropractic Plans cost?

A: The Prescription Drug, Vision, and Chiropractic Plans are absolutely FREE with the Dental Plan Membership.

Q: Who are the Dental, Prescription Drugs, Vision, and Chiropractic Care providers? How large is your provider base?

A: Your membership welcome package will contain a directory of the providers. Nationwide, there are more than 25,000 dental providers, 50,000 pharmacies, 12,000 vision care providers and 7,000 chiropractors on our plan.

Q: Will I be sent a membership information package? What type of customer support do you offer to members?

A: Within 10 to 14 working days of receipt of your application you will receive a Membership Information Guide, Membership Identification Cards, and a Dental, Pharmacy, Vision and Chiropractic Care Directory. All members can also access a toll free members' support hotline with customer service representatives who are ready to help you out.
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AMERICAN MEDICAL REVIEW

AmeriPlan USA® BENEFITS ARE NOT INSURANCE


This is a Discount Medical Plan Organization NOT a Health Insurance Policy.  The Plan provides discounts at certian healthcare providers for medical services.  The plan does NOT make payments directly to the providers of medical services.  The Plan member is obligated to pay all healthcare services but will receive a discount from those healthcare providers who have contracted with the Discount Medical Plan Organization.
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